A third of the way there

                     

Hello Dear Reader,

There are thirty one days in October and I’m a third of the way through my fiscal fast. This is the time of year when there are Christmas party invitations, thoughts of the midwinter holidays and the weather’s turning colder. It would be easy to buy a new coat and boots, look for new scarf and gloves or scarves and have a splurge at the beginning of the colder season. 

Instead, I’ll make do with what I have and pop any spare money into savings. I’m not going to be this penny pinching every month but having a whole month where I don’t spend any money is great for focusing my attitude to saving. 

So, how’s it going with anyone else who’s having a no spend month? Anyone else having a clear out and selling on eBay or at a car boot sale? Anyone eating out of the stores or freezer? Who else has their purse tightly shut for the month?

One third down, twenty days to go.

I’ve got this!

Until tomorrow,

Love Froogs xxxx

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26 thoughts on “A third of the way there

  1. The no spend October is going well for me too, although unfortunately or fortunately, whichever way you look at it, my no spend October had become a necessity as my old fridge finally gave up in me at the end of September and the door fell off and I had to purchase a new one. I don’t think I’ll have any money left to save. However in the past I would have just put the purchase on a credit card, but this time I paid cash and will just have to get by on what’s left, so a baptism of fire really. I’ve been reading your blog for a long time but this is my first reply and would like to say thank you for the inspiration.

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  2. Well done Froogs, great idea and one I hope to do next year. At the moment I have some expenses that have to be paid and also I have spent the last 18months clearing my clothes, shoes etc to enable me to have a capsule wardrobe to suit current lifestyle, it has taken a while but I didn’t want to just splurge, I wanted to carefully think through each purchase as and when I saw something suitable. I have done this so I don’t have to spend next year and hopefully going forward it will be much easier to maintain and cost less.

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  3. This month is not a nothing buy one. Think, I cannot go for one full month without buying groceries. The veggies are really cheap now . so, good time to buy and freeze/preserve.

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  4. I have had a year of no new clothes, shoes, coats just wearing out the things I already have. Not been difficult to do at all. I intend to do this again next year with just a small turnover of new undies to supplement. I have worn out 2 pairs of shoes that have been hanging around or years but still have other pairs to wear that are smart and sit in boxes. I have enough clothes to wear for 3 weeks without washing them so bonkers to keep buying. I am much more careful about mixing and matching what I have in the wardrobe since i started following you, Froogs. People ask me if I have a new top when it’s just hung in the wardrobe for a couple of years. Crazy to keep spending for no reason.

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  5. it’s a no buy month except for the essentials…including prescription meds, having the furnaces checked before using them this season (skipped last year), looking at having some trees cut down…ugh!

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  6. I am doing the same as you for the first time – only groceries and fuel so far this month – I have been tempted by the charity bookshop but went to the library instead !

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  7. Ahh my plans have gone slightly wrong. I am afraid my surgery site has infected. Wound dressings cost a lot and I am using two to three most days. I will get there though.

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  8. I have two daughters, the eldest of years ago on October 21 for many years my little daughter starts saving coins on October 22 until next year to make a gift to his sister, and have 28 and 25 and the small still doing the same, go to the bank and give us some boxes to put coins 1,2,5 cents of €, she is filling it and in the second week of October the bank takes all cases with centimos this year has managed to save 12 €, it is very happy that add little money to make her sister a gift.
    Not much money but at this time of year is very well meet with 12 € extra, just be consistent.

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  9. This month has been a no spend month for me too and about making money from stuff I am getting rid off. My first car load of stuff went to the auction house on Monday and now I anxiously await the auction date in the hope people buy my stuff. Making a huge effort to cook everything from scratch using up what’s in the cupboard – some of our meals have been a bit random. Hubby asks what’s for dinner – ‘Bits ‘n’ pieces or stuff from the bottom of the fridge is the usual answer! Also thinking about things I can make for Christmas using the materials I already have. I love this sort of challenge as it really makes me get creative and imaginative. Also using October to have another purge to de- clutter the house and have already done several car loads to the charity shop and the tip – even Hubby has started on his garage which up until now has been like a sacred shrine that must not be disturbed – he has discovered floor space that had got lost over time!!

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    • Thanks for this I have now added this to my favourites and will definitely looking here to sell stuff – something is better than nothing!

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  10. I didn’t plan very well. The first weekend had me quickly buying the 2 (16 year old son and grandma) birthday gifts and baby shower (SIL and new baby) gift that I didn’t get to in Sept. Other then that I haven’t spent any money on anything except food and fuel. How would you have handled the early poor planning? Add a couple of no spend days at the end of the month?

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  11. Hi,

    This is my first time to post but I have been reading your blog for a few years now. I find it greatly inspiring!

    We are a young family and are having our first holiday together in two years. I am also following the no spend month (I had lost my way with my resolve to pay off our mortgage quickly), and even on holiday, we have cooked from scratch. My husband bought himself and my oldest boy an ice-cream today but the littlest one got a packet of pre-bought sweeties I had brought in my pocket (he was quite happy). However, today, I looked at my little boy in his shoes with the sole peeling a little and his ‘half-masted’ cardigan and resolved to buy him some second hand clothes from ebay.

    My no spend month is therefore not being applied to the whole family but I am applying it to myself. This has made me very conscious of my spending.

    Thank you so much!

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  12. I so, so nearly crumbled today. Was walking back to work from having my flu jab and craved a packet of crisps. One look at the queue though soon changed my mind and my 85p went back into my pocket. Obviously I didn’t want them that badly lol!

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