Here’s where I was then. It was a tough challenge but I did it eventually.
I had to face up to the biggest challenge of my life this year as I decided that I would pay off everything I owe and become debt free. It is not easy. I cut up my credit cards early this year and have lived every month under my means and spent every penny I have on paying off debts.
I moved all I could to a zero percent card and now pay off 200 on that and have 10 months to go – I will then add that to my existing credit card bill (unless I can get another zero percent in a few months) and will have that paid off by April 2011 and then will snow ball that onto my home improvement loan (can you believe from my previous house!!) and will have that paid off by May 2012 (30 months!!!!) Have a look at the snow…
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