No spend days.

Hello Dear Reader,

I don’t carry round any money, or means of extracting or spending any money. It does mean I have to be prepared. I have breakdown cover, so that’s any car faults covered on a day to day basis. I always take a packed lunch, flask of coffee and container of cold drink. I take a library book to read so I don’t need a paper.
I menu plan and shop fortnightly. I bulk cook so there’s always something easy and ready. I bulk shop for durable items on offer. Recently, it was laundry liquid at a hugely reduced price, sometimes, it’s loo rolls, shampoo or bleach. I’m organised so I never run out and have to run to the shops for one it.
I plan journeys and use the car wisely and drive at a reasonable speed to maximise fuel efficiency and reduce braking. I fill the car with fuel fortnightly and never use it for short journeys which are always walked. All this means that I can go from one day to the next without any money in my pocket. I can look at my bank statement and see very few transactions or withdrawals. I don’t shop as a pastime…………I walk, sew, knit, draw, dog walk, garden, clean, read……. any thing but flamin’ shopping! We have free days out and know where walks have free parking. We take home made cake and flask of tea. We sit on picnic benches and take in the view and enjoy each other’s company.
I try and make thirteen out of fourteen days no spend days. The less I spend, the more I make the most of what I have. If I think I need or want something, I’ll leave it for a few days. The feeling either passes or I forget what it was so it couldn’t have been important.
How are you all doing on your no spend days?
Until tomorrow,
Love Froogs xx
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30 thoughts on “No spend days.

  1. I love no spend days and as a reward for not spending I put 20p in my Sealed Pot, lets hope when its opened in December its full of 20p coins.
    I do plan for my shopping and try to get everything with one trip. I have a pretty full store cupboard and freezer so can always make do for a couple of weeks. Fuel is so expensive so trips out are planned to the full. We even use the library near to my parents house so we can combine trips.

    Enjoy your evening
    Karen x

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  2. I dont really do no spend days; when I need (not want)something like food or petrol I buy it (I limit myself to one tank of gas a month though; thought I could nt do it and it means a lot of at- home days and long walks in the vicinity but i have kept it up for almost a year now. I hypermile, something that I got into last year, amazing how well it works but basically I walk everywhere I can. Like your loaves of bread, over the year it saves a lot.
    As there are only the two of us I only use the washer eight times a month, twice as much as I would as I do separate out the whites and wash them alone. I dont carry any cash but do carry my credit card everywhere (dont have a debit card as I once paid at Dave and Busters and it was scanned and my bank account was empty by the time I got home; you would nt believe the spree those folk went on)
    With the credit card there is always a fraud alert which I love but not problems so far.
    I am extremely motivated so overspending or impulse buying is not a problem and I always take food and drink where ever I go.
    Having said that if I see something that I cant live without I usually buy it and as this happens so rarely I dont feel guilty and enjoy what I have bought.

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  3. No-spend dyas are few, but I shop every night, mwnus are planned round what the super-sheds have over-ordered and selling off last thing, if there's nothing, something comes out of the freezer or cupboard; if there's a lot, it goes in the freezer. So a lot of minimum-spend days. All of them in fact.
    Diesel is filled up when the orange light flashes.

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  4. Great article!
    I get the itch to spend almost everyday, but I just can't afford it, so I parooze the street styles and go shop my closet. I too wait a few days first.
    xXx
    Reva

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  5. I've been very good so far this year, rigorously buying only what I need – but I have to confess I cracked today when (on a rare trip into town) I saw a beautiful duvet set reduced to half price… and bought it. Well, I haven't had new bedding for 5 + years! Oh well, back on the wagon now, I promise!

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  6. I'm still trying to learn from you, but not doing all that well yet.

    I have to be honest and admit to “comfort” shopping. When I feel down, which is often, I feel compelled to but something, anything, mainly for other people.

    Was thinking of you this evening and what you might make with the contents of my cupboard!! Lol

    We ended up with beans on toast. I defintely need those cooking lessons! 😉

    Another great post that inspires me to do better.

    Arwedd xx
    Arwedd xx

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  7. frugal training programme underway…eyes on the prize, i still got the money or surrounded by things i don't need but wanted. Gosh!, it is going to be hard!

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  8. I admire your discipline!I like to garden crochet and cook and inspired by you I have started sewing.

    How do you stay so focussed and on track?

    It really does spur me on to be more sensible.

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  9. Hi everyone – I make sure I don't leave myself with any available money. I get paid, pay everything by DD, leave aside money for food and fuel and then put all the money left in Santander bank to pay off mortgage capital. DB's salary goes on bills and what's left goes into savings, isa's, emergency fund, holiday fund etc. All money is 'spoken' for. Arwedd, I have your number and will arrange the cookery lessons. Let me know which Saturday you would like and you can come on over and help me bulk cook.

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  10. I don't pass shops on my to and from work without going out of my way so no-spend days are fairly easy for me. I go shopping once a week when we are in need of something such as milk and will always combine the trip with another errand so as to reduce the fuel used. I will visit whichever supermarket is on the way to wherever I'm going. And if the freezer is full and the cupboards too, then if the yellow stickers are not reduced enough or the offers special enough, I will come home with just milk. Like FQ I stock up when there is a good offer and don't buy that item again until it is on offer again – except for milk. Over the year, this does produce savings : )

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  11. I am hopeless at no spend days. I try hard but my teens seem to always need something. We have a sealed pot too. I try to evaluate what I do spend though. Most of the time it has a very specific purpose and if it doesn't I try to walk away.

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  12. Great Article, it’s so simple and easy to follow.

    I love no spend days but must admit to craving the thrill of finding a bargain.
    To cut bake on my impulsive ways I also use the 30day rule on big shopping, you write down what you want on a list with a date next to it, after 30days if you still need it you can have it.

    I also support Lizzie on the credit card thing, can’t say I have had the terrible time you had Lizzie but I stopped using 22 years ago!

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  13. Great Article, it’s so simple and easy to follow.

    I love no spend days but must admit to craving the thrill of finding a bargain.
    To cut bake on my impulsive ways I also use the 30day rule on big shopping, you write down what you want on a list with a date next to it, after 30days if you still need it you can have it.

    I also support Lizzie on the credit card thing, can’t say I have had the terrible time you had Lizzie but I stopped using 22 years ago!

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  14. I 100% agree with the quote from jack kerouak.
    Cutting down spending gets easier with practise, epsecially when you get wise to the supermarket tricks and know when to shop and when not, ie never shop when hungry, always eat something before you leave the house. I also always make a list to take with me.

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  15. Another thought provoking post! I manage an average of 14-18 NSD's a month, which on paper is good. I shop fortnightly, menu plan and cook from scratch but still don't seem to have any surplus cash. Could be that the budget is very tight to start with, but will keep trying!
    Thank you for continuing to inspire.

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  16. Another thought provoking post. I managed 14-18 NSD's a month which on paper is good. I shop fortnightly, menu plan, cook from scratch etc but still don't seem to have any spare cash available. Could be because the budget is very tight to begin with but will keep at it – results will come. Thank you for continuing to inspire

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  17. Another thought provoking post! I manage an average of 14-18 NSD's a month, which on paper is good. I shop fortnightly, menu plan and cook from scratch but still don't seem to have any surplus cash. Could be that the budget is very tight to start with, but will keep trying!
    Thank you for continuing to inspire.

    Like

  18. Hi I was recently told about your blog by my mum and I was very interested to read it as I always feel like I am skint even though I earn a good wage. Reading this post I realised I have probably made a lot of impulse purchases over the last few years. I rarely carry cash but I do have a debit and credit card and probably spend more than I can afford as I don't physically don't hand over the cash so don't know how much I've actually spent.

    We have been better over the last year when it comes to planning menus and food shopping and I do try to cook in bulk and freeze it when I can, but I'm not so good at using up leftovers.

    I'm definitely going to read more of your posts to find more ideas of saving money- especially as I have a wedding to pay for next year!!!

    Mrs T xx

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  19. Nothing else to be said, you nailed it. I am trying to be more like you Froogs. It is hard when you are used to just flying by the seat of your pants. I am getting a little more frugal every day.

    Thanks for the inspiration.

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  20. Have really cut down on spending, the internet has made that difficult, but I fight it. Books are my biggest weakness, have started downloading them from the library to my Kindle to save money.

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  21. Have really cut down on spending, the internet has made that difficult, but I fight it. Books are my biggest weakness, have started downloading them from the library to my Kindle to save money.

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  22. I hate shopping!!! I really need to up my no spend days. I don't spend much and never buy “things”, but it's little trickles like postage for eBay stuff, going for coffee with a friend, etc. etc.

    I think I will try to do 6 days of 7 this week.

    I really liked that infographic about how if you have a roof over your head you are richer than 75% of the world and so on. It was shocking and thought provoking.

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  23. TBH sadly its almost impossible for me to have a no spend day. I dont do anything that costs money – use the library etc but we do not have a fridge (our fridge freezer broke about 2 years ago and we cannot afford another/repair – sadly this also means I cant bulk buy or freeze etc)so have to buy a pint of milk every day.I would dearly love to be able to have no spend days.

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